People often spend thousands of dollars on their weddings. Wedding insurance only costs a few hundred dollars and helps cover losses or last-minute expenses from circumstances beyond the couple's control, such as problems with the site or with vendors, bad weather, sudden sickness, injury, or military call-up. One of the most common problems that is covered by wedding insurance is lost or damaged formalwear, for example, if the bridal store files for bankruptcy before the bride is able to get her dress. Wedding insurance does not cover losses from the bride or groom suddenly changing their mind about getting married. There is usually a deductible and a specified maximum amount that can be claimed for certain situations.